CONSULENZA ALLE IMPRESE – OLTRE LA VISIONE COMUNE

UNABLE TO PAY DEBTS? A LAW YOU SIZE THEM

There is a law that allows you to start from scratch and not be oppressed by debt.

Is the law 3/2012 that enables everyone to regain an active role in the economy, thanks to the introduction of measures directed at persons not fallible that find themselves in a situation of severe financial imbalance and are unable to meet their commitments.

Who can enjoy the law?

-Individual: consumer who contracted debts unrelated to their professional and/or business.

-Commercial entrepreneur and/or company below threshold: an entity that carries on business activities and assets of less than 300 thousand euro, gross revenues less than 200 thousand euros and debts of less than 500 thousand euros.

-Start-up

-Entrepreneur ceased or his heirs

-Fully liable partner or his heirs.

-Professional, artist or otherwise self-employed.

-Professional Society.

-Professional Association or professional associate.

-Farmer.

How do you do it?

You can start from scratch through a procedure that allows, within the limits of possibility, to meet commitments. In the case where the imbalance between income and assets/debts is not curable, it is possible to recognize the situation and then the cancellation of all or part of the debts.

Is a law made for subjects which, honestly, over-indebted individuals show their situation with the sole purpose of not becoming slaves to debt. Provision is made for the protection of the weak subject, both from the social repercussions is risk to destroy a heritage already uneven.

At a glance

If the subject has nothing, is eventually planned to erase all debts. If the subject has something, you pay what you can pay according to their income and assets.

To prepare a proposal for an agreement to be presented to the Court is well turn to experts of law 3/2012.

For any info contact us at our addresses.